Attention homeowners in Knoxville and Knox County: Need an appraisal?
Here are the top 7 reasons TN homeowners use Chris Jackson Appraisal:
Do you own a house in or near Knoxville? Do you need help deciding the price of your real estate?
We at Chris Jackson Appraisal understand the special needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the standard documents we provide. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Chris Jackson Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Chris Jackson Appraisal, we're experienced in helping clients just like you remove unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other houses close by. That means you're paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Chris Jackson Appraisal is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Chris Jackson Appraisal can provide you with a professional appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.